Precision in a
Shifting Market.
The Canadian financial landscape moves faster than traditional news cycles can capture. Our periodic market reports distill complex Bank of Canada policy shifts and institutional rate movements into actionable clarity for your portfolio.
Weekly Rate Volatility Alerts
BOC Policy Impact Analysis
CDIC Coverage Threshold Monitoring
Our methodology involves a rigorous verification process. Every Tuesday and Thursday, our analysts cross-verify advertised yields from the "Big Five" banks against digital-only alternatives like EQ Bank and Wealthsimple. We monitor institutional shifts at Desjardins and Laurentian Bank to ensure our subscribers are the first to know when mortgage rate locks are about to tighten.
Understanding the real return on your deposits requires looking past nominal rates. Our market outlook reports incorporate tax-efficient strategies for maximizing TFSA and RRSP room, specifically tailored to Canadian residents. We calculate the impact of core inflation data from Statistics Canada on the real purchasing power of your standard savings, providing a clearer picture of your net gain over time.
Choose Your Resolution
Tailor the volume of intelligence to your specific financial planning needs.
Weekly Movements
A high-frequency bulletin focusing on short-term rate changes for high-interest savings accounts and 1-year GICs. Ideal for active cash management and liquidity planning.
- Tuesday Morning Rate Logs
- Digital vs. Big Bank Spreads
- Flash Mortgage Alerts
Monthly Outlook
Our flagship report analyzing macroeconomic trends, including Bank of Canada commentary, inflation forecasts, and long-term yield curve projections.
- Deep-Dive BOC Analysis
- Housing Market Trends
- Asset Allocation Models
Quarterly Whitepaper
Comprehensive 40-page reports on domestic capital preservation, tax legislative updates, and generational wealth transfer strategies within the Canadian framework.
- Tax Efficiency Matrices
- Fixed-Income Security Debriefs
- Regulatory Change Bulletins
Initialize Your Reports
Join 24,000+ Canadian investors who value data over speculation. Provide your details to begin receiving market benchmarks and rate analysis directly from our Montréal research desk.
What to Expect
Clean, ad-free editorial layouts optimized for desktop and mobile reading.
Direct integration of BoC rate decisions within 2 hours of official announcements.
Detailed breakdowns of CDIC and provincial insurance limits ($100k+).
Latest Insights
"The liquidity ladder: Why 3-year GICs are currently outperforming 5-year fixed terms..."
Integrity of Information
We maintain complete editorial independence. Canada Deposits is not a lender or a bank; we are a data consultancy. Your email address remains stored on encrypted domestic servers and is never shared with third-party marketers or lending institutions.
View Privacy ProtocolsProvincial Specifics
Our reporting distinguishes between Federal CDIC coverage and provincial safeguards like the AMF in Quebec. We believe regional clarity is the foundation of secure financial planning in a diverse banking landscape.
