Transparency in
Data Management.
At Canada Deposits, we believe financial clarity begins with personal data security. This policy outlines how we protect, process, and respect your information within the Canadian regulatory landscape, including PIPEDA and provincial mandates in Quebec.
Information Collection & Purpose
Canada Deposits collects information essential to providing accurate financial analysis regarding high-interest savings, GICs, and mortgage rates. This includes contact details provided when you subscribe to our financial updates, and technical data such as IP addresses of Montreal-based users seeking regional rate variations.
We do not collect Social Insurance Numbers (SIN) or specific bank account credentials. Our role is editorial and analytical; we provide the data, while you maintain full control over your banking transactions directly with CDIC-insured institutions.
Legal Basis for Processing
"In accordance with Service 25 and the broader Canadian Privacy Act framework, your data is processed only when there is a demonstrated need to provide the requested financial guidance or to improve our rate-comparison algorithms."
How We Deploy Your Data
Your data helps us refine the Transparency Engine. By understanding general user demographics, we can prioritize coverage for products that matter most—such as comparing TFSA contribution limits or five-year fixed mortgage trajectories.
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Rate Personalization Customizing the newsletter to reflect provincial rate differences in Quebec and Ontario.
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Technical Optimization Monitoring site performance to ensure our mortgage tools load efficiently on mobile devices.
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Direct Correspondence Responding to specific inquiries regarding CDIC limits or FHSA eligibility via our contact channels.
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Security Audit Preventing fraudulent interactions with our financial calculators and resource hubs.
Data Retention & Security
Data is stored only for as long as necessary to fulfill the purposes outlined. For instance, subscription data is maintained until a user opts out, whereas technical logs are purged on a 90-day cycle. Security measures include AES-256 encryption at rest and strict protocol for any internal data access.
We utilize Canadian-based server nodes where possible to ensure that data does not unnecessarily cross international borders, maintaining the highest levels of sovereign data protection for our Montreal clientele.
Access, Correction, & Portability.
Canadian law grants you comprehensive rights over your personal data. Whether you need to verify the accuracy of the information we hold or wish to exercise your right to be forgotten, our process is designed to be streamlined and dignified.
View Data
Request a full PDF transcript of every piece of data we have associated with your profile.
Rectify
Correct outdated residency or financial profile information to ensure accurate rate comparisons.
Deletion
Exercising the "Right to Erasure" to remove all marketing signals and historical logs.
Portability
Receive your data in a machine-readable format to use with other financial advisors or tools.
Official Protocols
The Accountability Ledger
Photography captures the essence of our commitment to physical and digital transparency in Montreal and across Canada.
Direct Privacy Liaison
Should you have concerns regarding our data practices or wish to file a formal inquiry under the Personal Information Protection and Electronic Documents Act (PIPEDA), our dedicated privacy officer is available for consultation.
Official Channels
+1-514-554-5694
Regional Office
123 Rue Sainte-Catherine Ouest,
Montréal, QC H3B 1B1, Canada
Attention: Privacy Compliance Officer
Office Hours: Mon-Fri | 9:00-17:00
Download Privacy Form (PDF) →